SAVINGS (SHARE ACCOUNTS):
.75% (.76% APY) DIVIDEND PAID 12/31/11
LOAN RATES EFFECTIVE 1/12/12
Vehicles - Includes autos, SUV's, trucks:
MODEL
YEARS ANNUAL PERCENTAGE RATE
MAXIMUM TERM AVAILABLE
* If
you qualify for a lower rate elsewhere, please give us a chance to match it!
2005 TO NEW As
low as 2.75% APR*
up to 60 mos.
2005 TO NEW As
low as 3.00% APR*
up to 72 mos.
2002-2004
As low as 4.50% APR* 48
mos.
2002-2004
As low as 5.00% APR* 60
mos.
2002-2004
As low as 5.50% APR*
72 mos.
2001 and older
As low as 6.00% APR*
48 mos.
2001 and older
As low as 6.50% APR* 60
mos.
RECREATIONAL VEHICLES - includes boats, motorcycles, ATVs, snowmobiles, motorhomes:
New
As low as 4.49% APR*
up to 72 mos.
Used
As low as 5.00% APR*
60 mos.
Signature Loan (unsecured) up to $5,000 maximum:
As low as 10.75% APR*
48 mos.
Share Loan
(loan secured by share/savings account pledged as collateral):
Fixed Rate
2.80%
60 mos.
Home Equity Fixed Rate Loan:
Fixed Rate 4.5%* To refinance an
existing credit union equity loan, must increase loan balance by a minimum of $5,000 and add'l. closing costs may
apply). Term up to 72 months fixed rate** $10,000 minimum - $50,000 maximum loan amount
80% combined loan to value
maximum based on tax assessed value or current appraisal
------------------------------------------------------------------------------------------------------------------------------------------
*Actual rates based on payment and credit history. Rates and terms are subject to change.
**Can be amortized
up to 15 years but loan would balloon in 6 years. Property must be owner occupied, within Douglas County or surrounding
area.
Other terms and conditions may apply.
