LOAN RATES- as of 10/11/2019 All rates are listed as *APR (Annual Percentage Rate)

Autos, SUV's, Pickup Trucks

2015 to New 

*APR (Annual Percentage Rate)

2.75%  36 mos.

3.00%  48 mos.

3.25%  60 mos.

3.75%  72 mos.

4.00%  84 mos.

2008-2014

4.25%  48 mos.

4.75%  60 mos.

5.25%  72 mos.

2007 and older

5.75%  36 mos.

6.00%  48 mos.

6.25%  60 mos.

Motorcycles

2015 to New  

*APR (Annual Percentage Rate)

3.50%  60 mos.

4.00%  72 mos.

2014 and older

4.50%  48 mos.

4.75%  60 mos.

Recreational Vehicles - Boats, ATV's, Snowmobiles, Motorhomes

2015 to New   

*APR (Annual Percentage Rate)

3.00%   36 mos.

3.25%   48 mos

3.50%   60 mos.

3.75%   72 mos.

4.25%   84 mos.

4.75%  120 mos. (boats & RV's)

5.25%  144 mos. (boats & RV's)

5.50%  180 mos. (boats & RV's)

2014 and older

4.50%   60 mos.

4.75%   72 mos.

5.00%   84 mos.

Signature Loan
*APR (Annual Percentage Rate)
8.99%  48 mos. Unsecured up to $5,000**
 
Share Loan
*APR (Annual Percentage Rate)
2.60%  60 mos.  Fixed Rate
Secured by share/savings account at Credit Union pledged as collateral.
 
Home Equity Fixed Rate Loan 
*APR (Annual Percentage Rate)
3.50%   60 mos. balloon (Amortize payments up to 15 years.)
4.50%  120 mos.
 
Minimum loan amount $10,000; maximum $80,000

Maximum of 80% combined loan to value ratio (any existing first mortgage balance plus new home equity loan) to be based on tax assessed value or a current appraisal.  

 

Property must be owner occupied, within Douglas County or surrounding county area.  Other terms and conditions may apply.  To refinance an existing credit union home equity loan, loan balance must be increased by a minimum of $5,000 and additional closing costs may apply.

If you qualify for a lower rate elsewhere, please give us a chance to match it!
 

Call 320-762-6533 or email crunion@alexcreditunion.org

*APR = Annual Percentage Rate. Rates and terms are subject to change at any time without notice. Posted rate reflects all available discounts. Actual rate based on applicant's credit history. Some restrictions may apply. Alexandria Schools Employees Credit Union membership is required. 

**Must have qualifying credit score

Tiered Savings Rates    

$5.00     -     $4,999.99   1.00%

$5,000   -   $49,999.99   1.25%

$50,000 -   $74,999.99   1.50%

$75,000 -   $99,999.99   1.75%

$100,000 - $125,000      2.00%

Remember your savings account is liquid and can be used at anytime when you need cash.

(ASECU has the right to limit deposits on a monthly basis)